Saraswat bank Saving Account, Curent Account Minimum Balance in Details

 Saraswat bank Saving Account, Curent Account Minimum Balance in Details

​Saraswat Bank offers various Savings and Current Account options, each with specific minimum balance requirements and associated charges:​

Savings Accounts:

1.   Regular Savings Account:

Average Quarterly Balance (AQB)	1. Urban/Metro branches: ₹2,000 2. Semi-Urban branches: ₹1,000 3. Rural branches: ₹500
Non-maintenance Charges:	Not specified in the provided information.​
Features:	20 free cheque leaves per financial year. ​

2.   Elite Savings Account:

·       AQB: ₹5,000​

·       Non-maintenance Charges: ₹250 per quarter

·       Features: Free internet, mobile, and SMS banking facilities

3.    Suvidha Savings Account:

Ø  AQB: No minimum balance requirement (Zero BalanceFeatures: Cheque book facility, Rupay Classic ATM cum Debit card, internet and mobile banking. ​

 Current Accounts:

1.    Regular Current Account:

AQB:	A. Urban/Metro branches: ₹5,000 B. Semi-Urban branches: ₹2,500 C. Rural branches: ₹1,500
Non-maintenance Charges (perquarter):	1. Urban/Metro branches: ₹1,200 2. Semi-Urban branches: ₹600 3. Rural branches: ₹360
Features:	Free internet, mobile, and SMS banking facilities

2.    Elite Current Account:

·       AQB: ₹10,000​

·       Features: Free internet and mobile banking, Easy Pay Facility

3.    Premium Current Account:

·       AQB: ₹50,000​

·       Features: Designed for SMEs, Corporates, and Retail establishments with benefits like Easy Pay Facility. ​

·       Note: Non-maintenance of the required AQB may attract charges as specified. For the most current information, it's advisable to consult Saraswat Bank's official website or contact their customer service.

Note: Banks may change their policies from time to time. Therefore, please visit your bank's authorities or official website addresses for the latest and most accurate information.